Please note:

Right To Buy Mortgages

Right to Buy Purchase Only 2 Year Fixed Rate Mortgage

Initial rate fixed up to and inc. 31/01/2028Then changing to the Society's current Standard Variable Rate (SVR) for the remaining term of the mortgageOverall cost for comparison (APRC)Maximum loan to value (LTV)Product Fee
4.30% 7.74%7.3%75%£0 View
Max loan amount £2,000,000
RATES CORRECT AS AT 16 october 2025

Representative Example

A mortgage of £100,000.00 payable over 25 years initially on a fixed rate for 2 years at 4.30% and then on our current Standard Variable Rate of 7.74% (variable) for the remaining 23 years would require 24 monthly payments of £544.02 and 276 monthly payments of £739.73.

The total amount payable would be £217,256.96 made up of the loan amount plus interest of £117,221.96 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 7.3% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

This example has been calculated on a Capital & Interest repayment method. The monthly payments, total amount payable and interest charged all reflect this calculation method.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications .
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.
  • For more detail about specific products, visit the links in the table above.

Right to Buy Purchase Only 5 Year Fixed Rate Mortgage

Initial rate fixed up to and inc. 31/01/2031Then changing to the Society's current Standard Variable Rate (SVR) for the remaining term of the mortgageOverall cost for comparison (APRC)Maximum loan to value (LTV)Product Fee
4.50% 7.74%6.5%75%£0 View
Max loan amount £2,000,000
RATES CORRECT AS AT 16 october 2025

Representative Example

A mortgage of £100,000.00 payable over 25 years initially on a fixed rate for 5 years at 4.50% and then on our current Standard Variable Rate of 7.74% (variable) for the remaining 20 years would require 60 monthly payments of £555.29 and 240 monthly payments of £719.89.

The total amount payable would be £206,126.00 made up of the loan amount plus interest of £106,091.00 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 6.5% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

This example has been calculated on a Capital & Interest repayment method. The monthly payments, total amount payable and interest charged all reflect this calculation method.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications .
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.
  • For more detail about specific products, visit the links in the table above.