Please note:

Right To Buy Mortgages

Right to Buy Purchase Only 5 Year Fixed Rate Mortgage

Initial rate fixed up to and inc. 31/08/2029Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
4.84% 8.24%6.9%75%£0 View
Max loan amount £2,000,000

Representative Example

A mortgage of £100,000.00 payable over 25 years initially on a fixed rate for 5 years at 4.84% and then on our current Standard Variable Rate of 8.24% (variable) for the remaining 20 years would require 60 monthly payments of £574.73 and 240 monthly payments of £751.40.

The total amount payable would be £214,854.80 made up of the loan amount plus interest of £114,819.80 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 6.9% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications .
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.
  • For more detail about specific products, visit the links in the table above.