Tracker Rate Mortgages

Our Tracker Rate mortgages link the interest rate to the Bank of England (BoE) base rate (currently 3.75%). As the name suggests, the mortgage tracks that rate for a fixed amount of time, meaning the interest rate has the potential to go up or down.

Sorry, we're not offering this type of mortgage right now.

Updated at 2am on Saturday 21 March 2026

This information is designed for use by FCA authorised intermediaries only.

 

We have developed a set of short, easy-to-use guides to our criteria.

View our criteria guides »

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