Please note:

Fixed Rate Mortgages

These Fixed Rate Mortgages are for people who are moving home or looking to remortgage. Have a look through our broad range for key features and details.

AVAILABLE TO INTERMEDIARIES ONLY

Got a First Time Buyer client?

If your client is applying for one of our First Time Buyer Mortgages, at least one of the applicants can’t have had a mortgage within the last 3 years. Otherwise, the application won’t be eligible.

View our Fixed Rate Mortgages for First Time Buyers

You might be offered a Reach Mortgage

Our Reach Mortgages are a new range of residential mortgages. They're here to help put home ownership in reach of people who may otherwise face barriers to buying a home.

Learn about Reach Mortgages

Legal Assisted 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 29/02/2028Then changing to the Society's current Standard Variable Rate (SVR) for the remaining term of the mortgageOverall cost for comparison (APRC)Maximum loan to value (LTV)Product Fee
3.79% 7.74%7.2%75%£1499 View
Max loan amount £2,000,000
3.85% 7.74%7.2%75%£999 View
Max loan amount £2,000,000
4.08% 7.74%7.2%75%£0 View
Max loan amount £2,000,000
4.05% 7.74%7.3%80%£1499 View
Max loan amount £1,000,000
4.09% 7.74%7.3%80%£999 View
Max loan amount £1,000,000
4.32% 7.74%7.3%80%£0 View
Max loan amount £1,000,000
4.10% 7.74%7.3%85%£1499 View
Max loan amount £1,000,000
4.17% 7.74%7.3%85%£999 View
Max loan amount £1,000,000
4.38% 7.74%7.3%85%£0 View
Max loan amount £1,000,000
4.29% 7.74%7.3%90%£1499 View
Max loan amount £700,000
4.44% 7.74%7.3%90%£999 View
Max loan amount £700,000
4.52% 7.74%7.3%90%£0 View
Max loan amount £700,000

Home Mover Only 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 29/02/2028Then changing to the Society's current Standard Variable Rate (SVR) for the remaining term of the mortgageOverall cost for comparison (APRC)Maximum loan to value (LTV)Product Fee
4.69% 7.74%7.4%95%£999 View
Max loan amount £600,000
4.79% 7.74%7.4%95%£0 View
Max loan amount £600,000
RATES CORRECT AS AT 25 november 2025

Representative Example

A mortgage of £180,000.00 payable over 25 years initially on a fixed rate for 2 years at 4.79% and then on our current Standard Variable Rate of 7.74% (variable) for the remaining 23 years would require 24 monthly payments of £1029.33 and 276 monthly payments of £1335.77.

The total amount payable would be £393,411.44 made up of the loan amount plus interest of £213,376.44 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 7.4% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

This example has been calculated on a Capital & Interest repayment method. The monthly payments, total amount payable and interest charged all reflect this calculation method.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.

Legal Assisted 3 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 28/02/2029Then changing to the Society's current Standard Variable Rate (SVR) for the remaining term of the mortgageOverall cost for comparison (APRC)Maximum loan to value (LTV)Product Fee
4.18% 7.74%6.9%75%£0 View
Max loan amount £2,000,000
4.25% 7.74%7.0%80%£999 View
Max loan amount £1,000,000
4.29% 7.74%6.9%80%£0 View
Max loan amount £1,000,000
4.35% 7.74%7.0%85%£999 View
Max loan amount £1,000,000
4.39% 7.74%7.0%85%£0 View
Max loan amount £1,000,000
4.39% 7.74%7.0%90%£999 View
Max loan amount £700,000

Home Mover Only 3 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 28/02/2029Then changing to the Society's current Standard Variable Rate (SVR) for the remaining term of the mortgageOverall cost for comparison (APRC)Maximum loan to value (LTV)Product Fee
4.70% 7.74%7.1%95%£1499 View
Max loan amount £600,000
4.86% 7.74%7.1%95%£0 View
Max loan amount £600,000
RATES CORRECT AS AT 25 november 2025

Representative Example

A mortgage of £180,000.00 payable over 25 years initially on a fixed rate for 3 years at 4.86% and then on our current Standard Variable Rate of 7.74% (variable) for the remaining 22 years would require 36 monthly payments of £1036.59 and 264 monthly payments of £1325.66.

The total amount payable would be £387,326.48 made up of the loan amount plus interest of £207,291.48 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 7.1% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

This example has been calculated on a Capital & Interest repayment method. The monthly payments, total amount payable and interest charged all reflect this calculation method.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.

Legal Assisted 5 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 28/02/2031Then changing to the Society's current Standard Variable Rate (SVR) for the remaining term of the mortgageOverall cost for comparison (APRC)Maximum loan to value (LTV)Product Fee
3.87% 7.74%6.3%65%£1999 View
Max loan amount £2,000,000
4.29% 7.74%6.4%65%£0 View
Max loan amount £2,000,000
4.19% 7.74%6.4%75%£999 View
Max loan amount £2,000,000
4.35% 7.74%6.4%75%£0 View
Max loan amount £2,000,000
4.25% 7.74%6.4%80%£1499 View
Max loan amount £1,000,000
4.29% 7.74%6.5%80%£999 View
Max loan amount £1,000,000
4.39% 7.74%6.5%80%£0 View
Max loan amount £1,000,000
4.36% 7.74%6.5%85%£999 View
Max loan amount £1,000,000
4.60% 7.74%6.5%85%£0 View
Max loan amount £1,000,000
4.37% 7.74%6.5%90%£999 View
Max loan amount £700,000
4.61% 7.74%6.6%90%£0 View
Max loan amount £700,000

Home Mover Only 5 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 28/02/2031Then changing to the Society's current Standard Variable Rate (SVR) for the remaining term of the mortgageOverall cost for comparison (APRC)Maximum loan to value (LTV)Product Fee
4.91% 7.74%6.7%95%£0 View
Max loan amount £600,000
RATES CORRECT AS AT 25 november 2025

Representative Example

A mortgage of £180,000.00 payable over 25 years initially on a fixed rate for 5 years at 4.91% and then on our current Standard Variable Rate of 7.74% (variable) for the remaining 20 years would require 60 monthly payments of £1041.80 and 240 monthly payments of £1304.59.

The total amount payable would be £375,644.60 made up of the loan amount plus interest of £195,609.60 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 6.7% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

This example has been calculated on a Capital & Interest repayment method. The monthly payments, total amount payable and interest charged all reflect this calculation method.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.