Please note:

Fixed Rate Mortgages

These Fixed Rate Mortgages are for people who are moving home or looking to remortgage. Have a look through our broad range for key features and details.

AVAILABLE TO INTERMEDIARIES ONLY

Got a First Time Buyer client?

If your client is applying for one of our First Time Buyer Mortgages, at least one of the applicants can’t have had a mortgage within the last 3 years. Otherwise, the application won’t be eligible.

View our Fixed Rate Mortgages for First Time Buyers

You might be offered a Reach Mortgage

Our Reach Mortgages are a new range of residential mortgages. They're here to help put home ownership in reach of people who may otherwise face barriers to buying a home.

Learn about Reach Mortgages

Legal Assisted 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/08/2027Then changing to the Society's SVR less a discount of 0.75%, up to and inc. 31/08/2030, (currently)Then changing to the Society's current Standard Variable Rate (SVR) for the remaining term of the mortgageOverall cost for comparison (APRC)Maximum loan to value (LTV)Product Fee
4.04% 6.99%7.74%7.1%65%£1499 View
Max loan amount £2,000,000
4.14% 6.99%7.74%7.1%65%£999 View
Max loan amount £2,000,000
4.29% 6.99%7.74%7.1%65%£0 View
Max loan amount £2,000,000
4.14% 6.99%7.74%7.1%75%£1499 View
Max loan amount £2,000,000
4.22% 6.99%7.74%7.1%75%£999 View
Max loan amount £2,000,000
4.45% 6.99%7.74%7.1%75%£0 View
Max loan amount £2,000,000
4.59% 6.99%7.74%7.2%80%£1499 View
Max loan amount £1,000,000
4.65% 6.99%7.74%7.2%80%£999 View
Max loan amount £1,000,000
4.72% 6.99%7.74%7.2%80%£0 View
Max loan amount £1,000,000
4.69% 6.99%7.74%7.3%85%£1499 View
Max loan amount £1,000,000
4.75% 6.99%7.74%7.2%85%£999 View
Max loan amount £1,000,000
4.82% 6.99%7.74%7.2%85%£0 View
Max loan amount £1,000,000
5.25% 6.99%7.74%7.3%90%£0 View
Max loan amount £700,000

Cashback Legal Assisted 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/08/2027Then changing to the Society's SVR less a discount of 0.75%, up to and inc. 31/08/2030, (currently)Then changing to the Society's current Standard Variable Rate (SVR) for the remaining term of the mortgageOverall cost for comparison (APRC)Maximum loan to value (LTV)Product Fee
4.89% 6.99%7.74%7.2%75%£0 View
Max loan amount £2,000,000 / Min loan amount £50,000 / £500 Cashback upon completion

Home Mover Only 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/08/2027Then changing to the Society's SVR less a discount of 0.75%, up to and inc. 31/08/2030, (currently)Then changing to the Society's current Standard Variable Rate (SVR) for the remaining term of the mortgageOverall cost for comparison (APRC)Maximum loan to value (LTV)Product Fee
5.42% 6.99%7.74%7.3%95%£0 View
Max loan amount £600,000
RATES CORRECT AS AT 30 may 2025

Representative Example

A mortgage of £150,000.00 payable over 25 years initially on a fixed rate for 2 years at 5.42% and then a 0.75% discount on our current Standard Variable Rate of 7.74% giving a rate of 6.99% for 3 years and then on our current Standard Variable Rate of 7.74% for the remaining 20 years would require 24 monthly payments of £913.04, 36 monthly payments of £1049.21 and 240 monthly payments of £1111.00.

The total amount payable would be £326,359.52 made up of the loan amount plus interest of £176,324.52 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparisons is 7.3% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

This example has been calculated on a Capital & Interest repayment method. The monthly payments, total amount payable and interest charged all reflect this calculation method.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.

Legal Assisted 3 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/08/2028Then changing to the Society's SVR less a discount of 0.75%, up to and inc. 31/08/2030, (currently)Then changing to the Society's current Standard Variable Rate (SVR) for the remaining term of the mortgageOverall cost for comparison (APRC)Maximum loan to value (LTV)Product Fee
4.59% 6.99%7.74%6.9%65%£0 View
Max loan amount £2,000,000
4.69% 6.99%7.74%6.9%80%£0 View
Max loan amount £1,000,000
4.67% 6.99%7.74%7.0%85%£999 View
Max loan amount £1,000,000
4.82% 6.99%7.74%7.0%85%£0 View
Max loan amount £1,000,000
4.95% 6.99%7.74%7.1%90%£999 View
Max loan amount £700,000
4.99% 6.99%7.74%7.0%90%£0 View
Max loan amount £700,000
RATES CORRECT AS AT 30 may 2025

Representative Example

A mortgage of £180,000.00 payable over 25 years initially on a fixed rate for 3 years at 4.95% and then a 0.75% discount on our current Standard Variable Rate of 7.74% giving a rate of 6.99% for 2 years and then on our current Standard Variable Rate of 7.74% for the remaining 20 years would require 36 monthly payments of £1045.97, 24 monthly payments of £1248.1 and 240 monthly payments of £1321.60.

The total amount payable would be £385,827.32 made up of the loan amount plus interest of £204,793.32 and application fee £0, product fee £999, valuation fee £0, funds transfer fee £35.

The overall cost for comparisons is 7.1% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

This example has been calculated on a Capital & Interest repayment method. The monthly payments, total amount payable and interest charged all reflect this calculation method.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.

Legal Assisted 5 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/08/2030Then changing to the Society's current Standard Variable Rate (SVR) for the remaining term of the mortgageOverall cost for comparison (APRC)Maximum loan to value (LTV)Product Fee
4.36% 7.74%6.4%65%£0 View
Max loan amount £2,000,000
4.29% 7.74%6.5%75%£999 View
Max loan amount £2,000,000
4.42% 7.74%6.5%75%£0 View
Max loan amount £2,000,000
4.47% 7.74%6.6%80%£1499 View
Max loan amount £1,000,000
4.59% 7.74%6.6%80%£999 View
Max loan amount £1,000,000
4.63% 7.74%6.6%80%£0 View
Max loan amount £1,000,000
4.95% 7.74%6.8%85%£999 View
Max loan amount £1,000,000
5.04% 7.74%6.7%85%£0 View
Max loan amount £1,000,000
5.18% 7.74%6.8%90%£0 View
Max loan amount £700,000

Home Mover Only 5 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/08/2030Then changing to the Society's current Standard Variable Rate (SVR) for the remaining term of the mortgageOverall cost for comparison (APRC)Maximum loan to value (LTV)Product Fee
5.32% 7.74%6.9%95%£0 View
Max loan amount £600,000
RATES CORRECT AS AT 30 may 2025

Representative Example

A mortgage of £150,000.00 payable over 25 years initially on a fixed rate for 5 years at 5.32% and then on our current Standard Variable Rate of 7.74% (variable) for the remaining 20 years would require 60 monthly payments of £904.15 and 240 monthly payments of £1094.23.

The total amount payable would be £316,899.20 made up of the loan amount plus interest of £166,864.20 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 6.9% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

This example has been calculated on a Capital & Interest repayment method. The monthly payments, total amount payable and interest charged all reflect this calculation method.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.