Home insurance
We’re now working together with Uinsure to provide you with 5-star Defaqto rated cover for home insurance. Their award-winning technology can provide you with a quote in as little as 30 seconds.
New customers
Home insurance arranged by Leeds Building Society and provided by Uinsure
Please read 'About our services' before getting a quote. By continuing, you confirm this has been read and accepted.
- 5-star rating on Defaqto for Home Insurance
- *4.6 rating on Trustpilot
- Cover tailored to meet your needs
- Quotes from leading UK insurers
- Get a quote in as little as 30 seconds online
Get in touch
If you'd like to chat to someone face to face about your insurance options, you can book an appointment in one of our branches.
Our insurance cover
- £1m of buildings cover
- £75k or £100k contents cover
- Alternative accommodation cover
- £1m trace and access cover
- Cover for garages and outbuildings
- Accidental breakage of technology equipment
- All repairs guaranteed for 1 year
- Damage due to wear and tear
- Incidents that happened before the policy started
- Property that’s been unoccupied for more than 60 days
- Loss or damage to gates and fences during a storm
- Damage caused by pets
- Claims caused by poor workmanship
Accidental damage
Accidental damage cover protects against sudden, unintentional and unexpected incidents, like smashing a window with a football or hammering a nail into a pipe.
Personal possessions
Items you take outside your home worth less than £2,500 individually aren’t covered automatically for loss, theft or damage by contents insurance. If you want to insure these items, like jewellery or mobile phones, you’ll need to add personal belongings cover. There’s a limit per item of £2,500 and there are also individual limits for mobile phones (£500), personal money (£750) and credit cards (£1,000). Items with a value above these limits need to be specified individually to be covered on the policy.
Home Emergency Protection
Home Emergency Protection provides immediate help from professional tradesmen to deal with a range of emergency incidents around the home. This includes boiler breakdown, electrical failures or lost keys. The policy provides cover up to £1,500 (including VAT) per claim with no annual maximum limit on claims.
Family Legal Cover
Family Legal Protection policy provides £150,000 of legal cover and helps customers through difficult and stressful legal situations such as employment disputes, personal injury claims or property infringement cases.
- £1m of buildings cover
- £75k or £100k contents cover
- Alternative accommodation cover
- £1m trace and access cover
- Cover for garages and outbuildings
- Accidental breakage of technology equipment
- All repairs guaranteed for 1 year
- Damage due to wear and tear
- Incidents that happened before the policy started
- Property that’s been unoccupied for more than 60 days
- Loss or damage to gates and fences during a storm
- Damage caused by pets
- Claims caused by poor workmanship
Accidental damage
Accidental damage cover protects against sudden, unintentional and unexpected incidents, like smashing a window with a football or hammering a nail into a pipe.
Personal possessions
Items you take outside your home worth less than £2,500 individually aren’t covered automatically for loss, theft or damage by contents insurance. If you want to insure these items, like jewellery or mobile phones, you’ll need to add personal belongings cover. There’s a limit per item of £2,500 and there are also individual limits for mobile phones (£500), personal money (£750) and credit cards (£1,000). Items with a value above these limits need to be specified individually to be covered on the policy.
Home Emergency Protection
Home Emergency Protection provides immediate help from professional tradesmen to deal with a range of emergency incidents around the home. This includes boiler breakdown, electrical failures or lost keys. The policy provides cover up to £1,500 (including VAT) per claim with no annual maximum limit on claims.
Family Legal Cover
Family Legal Protection policy provides £150,000 of legal cover and helps customers through difficult and stressful legal situations such as employment disputes, personal injury claims or property infringement cases.
Full details of the policy covers, exclusions and optional extras can be found in the policy wording.
Uinsure existing customers
If you have insurance with us through Uinsure Ltd (your policy number will start with UINH) please use these options.
How to make a claim
Your claims contact details can be found in your policy schedule. If you don’t have this please call 03309 128 852.
Open 24 hours a day, 365 days a year.
Amend your policy
03309 128 852
Lines are open 9am to 5pm Monday to Friday.
Home Emergency claims
08009 994 215
Home Emergency is only for customers who have taken out extra cover. Open 24 hours a day, 365 days a year.
If you'd like to opt out of your automatic renewal payment, email optout@uinsure.co.uk. You'll need your Uinsure policy number to hand for this.
*Trustpilot ratings are accurate as of 04.08.2025.
Uinsure Limited is registered in England and Wales with company number 06046870 with a registered office at XYZ Building, Hardman Boulevard, Manchester M3 3AQ. Uinsure Limited is authorised and regulated by the Financial Conduct Authority and is registered on the Financial Services Register under number 463689.