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Children’s Savings

With our range of children’s savings accounts for young people aged anywhere between 0 and 17 years, we offer a choice of easy ways to start saving for your children’s future.

In the event that the account balance falls below the minimum operating balance as stated within the relevant product details below, the basic savings rate of interest, which is currently 0.05% Gross‡ p.a./AER† (variable), shall apply.

  • DinoSaver

    Interest rate:

    1.35% Gross‡ p.a./AER† variable

    • Interest paid: annually (1 Jan)
    • Minimum operating balance: £10
    • Maximum balance: £1,000,000 plus accrued interest credited to the account
    • Withdrawals: Unlimited withdrawals can be made subject to the minimum operating balance of £10 being maintained. All withdrawals must be signed for by the authorised signatory.

    The account may be closed to further deposits upon a minimum of 30 days’ written notice.

    Full details

  • The Vault

    Interest rate:

    1.35% Gross‡ p.a./AER† variable

    • Interest paid: annually (1 Jan)
    • Minimum operating balance: £10
    • Maximum balance: £1,000,000 plus accrued interest credited to the account
    • Withdrawals: one withdrawal up to £250 a week can be made by the account holder, subject to minimum operating balance of £10 being maintained. Withdrawals over this amount or further withdrawals in a week must be signed for by both the account holder and authorised signatory.

    The account may be closed to further deposits upon a minimum of 30 days’ written notice.

    Full details

  • Ronnie the Rhino Youngsaver

    Interest rate:

    1.35% Gross‡ p.a./AER† variable

    • Interest paid: calculated daily and paid annually on 30 June and on maturity, on your 18th birthday.
    • Minimum operating balance: £10
    • Maximum balance: £1,000,000 plus accrued interest credited to the account
    • Withdrawals: Aged 12-17: one withdrawal a week between £10 and £250 can be made by the account holder, subject to minimum operating balance of £10 being maintained. Withdrawals over this amount and further withdrawals in a week must be signed for by both the account holder and authorised signatory. Under 12: unlimited withdrawals of £10 and over can be made, subject to minimum operating balance of £10 being maintained. All withdrawals must be signed for by the authorised signatory.

    The account may be closed for further deposits at any time. This will be done on a minimum of 30 days’ written notice, after which you will not be able to deposit further funds.

    Full details
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Protect your money

Your eligible deposits with Leeds Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit applies to the total of all deposits held in a Leeds Building Society account in the UK. Any deposits you hold above the limit are unlikely to be covered. Please click here for further information or visit www.fscs.org.uk.

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