Fixed Rate Mortgages
With our Fixed Rate mortgages, your repayments will stay the same during the fixed term period, helping you to plan ahead. No need to worry about interest rates going up, as you can fix the rate for a term between 2 and 5 years. However if interest rates go down you will not receive the benefit of this during the fixed rate period. You should also be aware that some fixed rate mortgages include early repayment charges. After the fixed rate period and any applicable period where a discount rate applies, your repayments will revert to our Standard Variable Rate.
You can apply online, unless the product details say this isn't available. Alternatively, you can apply over the phone.
If you apply for a mortgage online you won’t receive advice from us. You’ll need to make your own choice about which mortgage is suitable for you. This means we won’t assess the suitability of the mortgage to your needs and circumstances. If you’d like to receive advice or need support with your application, please contact us using your preferred option.
Warning: THE MORTGAGED PROPERTY (WHICH MAY BE YOUR HOME) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.