Fixed Rate Mortgages
With our Fixed Rate mortgages, your repayments will stay the same during the fixed term period, helping you to plan ahead. No need to worry about interest rates going up, as you can fix the rate for a term between 2 and 5 years. However if interest rates go down you will not receive the benefit of this during the fixed rate period. You should also be aware that some fixed rate mortgages include early repayment charges. After the fixed rate period and any applicable period where a discount rate applies, your repayments will revert to our Standard Variable Rate.
You can choose from applying online** (unless stated below) or over the phone, and can even use our mortgage calculator and get an Approval in Principle.
The mortgaged property (which may be your home) may be repossessed if you do not keep up repayments on your mortgage