Landlords insurance
Making sure your tenants and rented properties are insured should be simple. We’re now working together with Uinsure to provide you with 5-star Defaqto rated cover for landlords insurance.
New customers
Home insurance arranged by Leeds Building Society and provided by Uinsure
Please read 'About our services' before getting a quote. By continuing, you confirm this has been read and accepted.
- 5-star rating on Defaqto for Home Insurance
- *4.6 rating on Trustpilot
- Cover tailored to meet your needs
- Get a quote in as little as 30 seconds online
Get in touch
If you'd like to chat to someone face to face about your insurance options, you can book an appointment in one of our branches.
Our insurance cover
- £1m of buildings cover
- £15k or £35k of landlord contents cover available, which includes landlord fixtures and fittings
- Loss of rent cover plus alternative accommodation for your tenants
- Replacement locks and keys
- Accidental damage to underground drains and pipes
- Cover for tracing the source of leaks in your property
- £2m Landlords Legal Liability Cover
- Options to include accidental damage, malicious damage, theft or attempted theft, and the manufacture and harvest of drugs, caused by the tenant(s) to the buildings.
- No cancellation or amendment fees
- Damage due to wear and tear
- Incidents that happened before the policy started
- Property that’s been unoccupied for more than 60 days
- Loss or damage to gates and fences during a storm
Landlords Emergency Cover
Landlords Emergency Cover provides immediate help from professional tradesmen to deal with a range of emergency incidents so the tenant can keep living at the property. This includes boiler breakdown, electrical failure or blocked toilets. The policy gives cover up to £1,000 (including VAT) per claim with no annual maximum limit on claims.
Landlords Legal Protection and Rent Guarantee
Landlords Legal Protection policy provides £100,000 of legal cover and helps landlords through difficult and stressful legal situations, such as tenant disputes and eviction or property infringement situations. Rent guarantee cover will provide up to £2,500 per month for unpaid rent, for up to 6 months. It also includes a complimentary mediation service for landlords and tenants to resolve disputes amicably.
Accidental and malicious damage
This is an optional extra which covers unexpected and unintended damage caused by something sudden and external. It also protects against deliberate damage or theft caused to the property by a tenant or their visitors.
Manufacture and harvest of drugs
This is an optional extra when purchasing accidental damage and malicious damage caused by a tenant. This covers the damages and costs relating to using the property to manufacture, cultivate, harvest or process drugs classed as controlled substances under the Misuse of Drugs Act (1971). This includes water damage to walls and flooring caused by cannabis cultivation.
- £1m of buildings cover
- £15k or £35k of landlord contents cover available, which includes landlord fixtures and fittings
- Loss of rent cover plus alternative accommodation for your tenants
- Replacement locks and keys
- Accidental damage to underground drains and pipes
- Cover for tracing the source of leaks in your property
- £2m Landlords Legal Liability Cover
- Options to include accidental damage, malicious damage, theft or attempted theft, and the manufacture and harvest of drugs, caused by the tenant(s) to the buildings.
- No cancellation or amendment fees
- Damage due to wear and tear
- Incidents that happened before the policy started
- Property that’s been unoccupied for more than 60 days
- Loss or damage to gates and fences during a storm
Landlords Emergency Cover
Landlords Emergency Cover provides immediate help from professional tradesmen to deal with a range of emergency incidents so the tenant can keep living at the property. This includes boiler breakdown, electrical failure or blocked toilets. The policy gives cover up to £1,000 (including VAT) per claim with no annual maximum limit on claims.
Landlords Legal Protection and Rent Guarantee
Landlords Legal Protection policy provides £100,000 of legal cover and helps landlords through difficult and stressful legal situations, such as tenant disputes and eviction or property infringement situations. Rent guarantee cover will provide up to £2,500 per month for unpaid rent, for up to 6 months. It also includes a complimentary mediation service for landlords and tenants to resolve disputes amicably.
Accidental and malicious damage
This is an optional extra which covers unexpected and unintended damage caused by something sudden and external. It also protects against deliberate damage or theft caused to the property by a tenant or their visitors.
Manufacture and harvest of drugs
This is an optional extra when purchasing accidental damage and malicious damage caused by a tenant. This covers the damages and costs relating to using the property to manufacture, cultivate, harvest or process drugs classed as controlled substances under the Misuse of Drugs Act (1971). This includes water damage to walls and flooring caused by cannabis cultivation.
Full details of the policy covers, exclusions and optional extras can be found in the policy wording.
Uinsure existing customers
If you have insurance with us through Uinsure Ltd, your policy number will start with UBTL.
How to make a claim
Your claims contact details can be found in your policy schedule. If you don’t have this please call 0330 912 8852
Open 24 hours a day, 365 days a year.
Amend your policy
0330 912 8852
Lines are open 9am to 5pm Monday to Friday.
Let Home Emergency claims
0800 999 4215
Home Emergency is only for customers who have taken out extra cover. Open 24 hours a day, 365 days a year.
If you'd like to opt out of your automatic renewal payment, email optout@uinsure.co.uk. You'll need your Uinsure policy number to hand for this.
*Trustpilot ratings are accurate as of 04.08.2025.
Uinsure Limited is registered in England and Wales with company number 06046870 with a registered office at XYZ Building, Hardman Boulevard, Manchester M3 3AQ. Uinsure Limited is authorised and regulated by the Financial Conduct Authority and is registered on the Financial Services Register under number 463689.