An update on our mortgage lending

We’ve done everything possible to keep mortgages available across all our lending types, despite the volatility in the market.

However, with increased demand caused by the reduction in availability of competitive products, it hasn’t been possible to maintain a full new lending range.

As a result, we’ve made changes to our new lending and temporarily reduced our range of mortgages.

We’re continuing to support first time buyers as much as we can and we’re keeping a 90% LTV residential mortgage and a 95% LTV shared ownership mortgage on sale.

We aim to resume full new lending as soon as we can. All mortgage offers made to applicants will remain valid for six months from the time of offer.

Published on 4 October 2022