Life Insurance and Critical Illness

Legal & General is the UK's number one provider of life insurance. With them as our trusted partner, we're able to offer members the peace of mind that life insurance brings, from just £6 a month.

With life insurance in place, your loved ones could be financially protected should you pass away. Knowing your nearest and dearest will be looked after when you're not there means you can get on with life now.

Get a quote or find out more

Want an online quote? Need to find out more about Legal & General Life Insurance? Everything you need is just a couple of clicks away.

Why consider life insurance?

People take out life insurance for all kinds of reasons. Most want to make sure their loved ones will be provided for. So if the worst should happen, you can still provide life's essentials such as covering the mortgage, childcare costs and everyday living expenses. Others may even want to take out life insurance to help cover the cost of their funeral when the time comes. It all depends on your individual circumstances.

Types of cover

You can choose between two different types of cover: Life Insurance and Decreasing Life Insurance. Each starts from £6 a month and for an additional cost, you can add optional Critical Illness Cover. This can help minimise the financial impact on you and your family if you're diagnosed with a specified critical illness.

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Life Insurance

  • Life Insurance is designed to help pay off a repayment mortgage if you die
  • The amount of cover you choose will stay fixed unless you change your policy
  • You choose the amount of cover you need and how long you need it for

Please note: Life cover policies have no cash value unless a valid claim is made

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Decreasing Life Insurance

  • Decreasing Life Insurance is designed to help pay off a repayment mortgage if you die
  • With this type of insurance cover, as your repayment mortgage decreases, so does the amount of cover
  • You can choose the amount of cover you need and how long you need it for. It's important to ensure the amount of cover matches your outstanding mortgage

Please note: Life cover policies have no cash value unless a valid claim is made

About our services

We offer a 'restricted advice' service in relation to financial protection products. This means we can only offer financial protection products from Legal & General.

If you're applying online, you won't receive any advice from us when it comes to choosing your policy. You can find out more about our online insurance services by reading the following PDF:

If you decide to apply in branch or as part of your mortgage discussion, you'll benefit from an advised service. You can find out more about this by reading the following PDF:

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Apply in branch

Visit your local branch to talk through your life insurance options with one of our helpful advisors.