Step 1
Find your next mortgage
Find out your monthly payment costs and confirm the right mortgage product for you.
Step 2
Get a Decision in Principle (DIP)
We use your data to create your DIP, so that you know how much we could lend you over what term. Don’t worry, these checks won’t affect your credit score at this stage.
Step 3
Apply for a mortgage
You’re ready to complete the last few steps to submit your mortgage application.
Apply online checklist
To apply online, you’ll need to meet all the points in this checklist.
If you don’t meet these requirements, you can speak to our mortgage advisers as we might still be able to help.
You can only apply online if:
You’re remortgaging your main residence which is also your main contact address
This will be your only mortgage
You’re applying for a standard residential mortgage (e.g. not bought through Shared Ownership)
You want to apply for a repayment mortgage with capital and interest payments
You’re not currently retired or planning to retire during the term of the new mortgage
You're only declaring one job per applicant
You've been with your current employer for at least six months
You’re not self-employed or on a fixed term or temporary contract
There’s no active County Court Judgment on your credit file
Apply online without advice
What you’ll need to apply online:
Your salary and employment details
Any existing mortgage details
Details of your current financial commitments
We’ll confirm any other evidence you may need to provide during the application.
Please read the documents and confirm you agree before applying online
To apply online, you must confirm that you’re happy to continue without advice and that you’ve read and agree with Our Mortgage Services and Costs PDF and Customer Privacy Policy PDF.
Our Mortgage Services and Costs (PDF, 395 KB) (opens in a new window)
Customer Privacy Policy (PDF, 153KB) (opens in a new window)
Need help?
Your property could be repossessed if you don't keep up your mortgage repayments.