Branch & Post Member Regular Saver
With our Branch & Post Member Regular Saver, you can build your savings over 12 months while getting an exclusive rate, because we look after our members.
Interest rate
6.50%
The term is fixed until 1 November 2027
Before you get started, take a look at the summary box to see if this product is right for you.
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Branch & Post Member Regular Saver
With our Branch & Post Member Regular Saver, you can build your savings over 12 months while getting an exclusive rate, because we look after our members.
Interest rate:
6.50%
Gross p.a./AER variable until 1 November 2027.
The term is fixed until 1 November 2027
This might be right for you if...
- You don't need to dip into your savings often
- You want to save regularly for up to 12 months
- You've been a member of Leeds Building Society since 31 December 2025
Some things to bear in mind...
- Interest rates can go down as well as up
- Withdrawals are limited to 1 each year without loss of interest (including account closure)
- You can deposit up to £3,000 over the 12 month period
- You can only pay in up to £250 in a single month
- Minimum operating balance of £100
Summary Box
Account Name: Branch & Post Member Regular Saver
What is the interest rate?
6.50% Gross p.a./AER variable until 1 November 2027.Interest is calculated daily and paid on maturity, 1 November 2027.
Interest can be added to the account or paid to another account, with us or another provider.
For balances below £100, the interest rate reduces to 0.05% Gross p.a./AER variable.
Gross means the rate of interest payable before the deduction of income tax.
It is your responsibility to pay any tax based on your individual circumstances.
AER stands for Annual Equivalent Rate. This is what the interest rate would be if interest was paid and added each year. It helps you to compare accounts.
Can Leeds Building Society change the interest rate?
Yes. The interest rate is variable, meaning we can increase or decrease the rate.Our General Conditions contain details about how we can change the interest rate and how we will tell you about these changes.
What would the estimated balance be after 12 months based on 12 regular monthly deposits of £250?
£3,089.38.After 12 months you will earn £89.38 in interest.
This assumes that:
• you deposit £250 in your account at the time it is opened and on the last day of each following month for 12 months;
• you don't make any further deposits or withdrawals;
• the interest rate doesn't change; and
• the interest is paid and added to the account.
This projection is only an illustration and will depend on your individual circumstances.
How do I open and manage my account?
Eligibility:To open this account, you must be a UK resident aged 18 or over and have been a Leeds Building Society member continuously, since 31 December 2025 holding either:
• a savings account (with a minimum balance of £1) or
• a mortgage
The account cannot be opened by corporate bodies, trustees, executors, nominees or charities.
How much do I need to open the account?
£100.
Is there a minimum or maximum balance?
Minimum balance: £100.
Maximum balance: a maximum monthly deposit of £250 applies. The maximum balance at the end of the term is £3,000/ £3,000 (joint account), plus any interest earned and credited to the account.
If you exceed the maximum balance the interest rate applied to the whole balance will reduce. The rate will match the variable interest rate of our Access Saver or a similar access account at the time.
Are joint accounts permitted?
Yes
How do I open an account?
By visiting one of our branches or by post.
Can I have more than one of this account?
No.
If a second Branch & Post Member Regular Saver (including a joint account) is opened, any money in the second account will be transferred to an instant access account available to new customers at that time.
How do I operate the account?
In branch or by post.
You may be able to carry out some operations by telephone and online, if you have registered for online services.
Can I transfer my existing Leeds Building Society account to this one?
This will depend on the terms and conditions of your existing product, please check with us.
Can I add more money after my initial deposit?
Yes. We will give you at least 30 days written notice if we close this account to further deposits.
Can I withdraw money?
You can make 1 withdrawal(s) per calendar year, including account closure.The minimum balance must be maintained. If the balance falls below this the interest rate reduces to 0.05% Gross p.a./AER variable.
You can make withdrawals from your account by:
• cash in branch, there is a daily limit of £500. For withdrawals between £500 and up to a maximum of £1,000, 48 hours' notice must be provided. Additional conditions, limits or restrictions may apply, as set out in notices displayed in our branches from time to time;
• cheque;
• internal transfer; or
• electronic payment as defined in our General Conditions.
What happens if I exceed the maximum number of withdrawals?
Further withdrawals, including account closure, will incur a charge equivalent to 30 days' loss of interest on an equivalent amount to that withdrawn.
This means that you might get back less than you originally deposited.
What happens on 1 November 2027?
The fixed term will end at midnight on 1 November 2027. This is known as maturity.
On 2 November 2027, your funds including any interest, will be transferred to an instant access maturity account. Details of your options and terms and conditions for the new account will be provided before maturity.
Additional Information
What does gross interest mean?This means we don't take off any tax. How your interest is taxed depends on your own circumstances, which may change. If you're unsure, you should get independent tax advice.
Can I cancel my account?
You have 14 days from the date you open your account to cancel it. You can cancel by phone, in branch or in writing by post.
Summary box
Account Name: Branch & Post Member Regular Saver
6.50% Gross p.a./AER variable until 1 November 2027.
Interest is calculated daily and paid on maturity, 1 November 2027.
Interest can be added to the account or paid to another account, with us or another provider.
For balances below £100, the interest rate reduces to 0.05% Gross p.a./AER variable.
Gross means the rate of interest payable before the deduction of income tax.
It is your responsibility to pay any tax based on your individual circumstances.
AER stands for Annual Equivalent Rate. This is what the interest rate would be if interest was paid and added each year. It helps you to compare accounts.
Interest is calculated daily and paid on maturity, 1 November 2027.
Interest can be added to the account or paid to another account, with us or another provider.
For balances below £100, the interest rate reduces to 0.05% Gross p.a./AER variable.
Gross means the rate of interest payable before the deduction of income tax.
It is your responsibility to pay any tax based on your individual circumstances.
AER stands for Annual Equivalent Rate. This is what the interest rate would be if interest was paid and added each year. It helps you to compare accounts.
Yes. The interest rate is variable, meaning we can increase or decrease the rate.
Our General Conditions contain details about how we can change the interest rate and how we will tell you about these changes.
Our General Conditions contain details about how we can change the interest rate and how we will tell you about these changes.
£3,089.38.
After 12 months you will earn £89.38 in interest.
This assumes that:
• you deposit £250 in your account at the time it is opened and on the last day of each following month for 12 months;
• you don't make any further deposits or withdrawals;
• the interest rate doesn't change; and
• the interest is paid and added to the account.
This projection is only an illustration and will depend on your individual circumstances.
After 12 months you will earn £89.38 in interest.
This assumes that:
• you deposit £250 in your account at the time it is opened and on the last day of each following month for 12 months;
• you don't make any further deposits or withdrawals;
• the interest rate doesn't change; and
• the interest is paid and added to the account.
This projection is only an illustration and will depend on your individual circumstances.
Eligibility:
To open this account, you must be a UK resident aged 18 or over and have been a Leeds Building Society member continuously, since 31 December 2025 holding either:
• a savings account (with a minimum balance of £1) or
• a mortgage
The account cannot be opened by corporate bodies, trustees, executors, nominees or charities.
How much do I need to open the account?
£100.
Is there a minimum or maximum balance?
Minimum balance: £100.
Maximum balance: a maximum monthly deposit of £250 applies. The maximum balance at the end of the term is £3,000/ £3,000 (joint account), plus any interest earned and credited to the account.
If you exceed the maximum balance the interest rate applied to the whole balance will reduce. The rate will match the variable interest rate of our Access Saver or a similar access account at the time.
Are joint accounts permitted?
Yes
How do I open an account?
By visiting one of our branches or by post.
Can I have more than one of this account?
No.
If a second Branch & Post Member Regular Saver (including a joint account) is opened, any money in the second account will be transferred to an instant access account available to new customers at that time.
How do I operate the account?
In branch or by post.
You may be able to carry out some operations by telephone and online, if you have registered for online services.
Can I transfer my existing Leeds Building Society account to this one?
This will depend on the terms and conditions of your existing product, please check with us.
Can I add more money after my initial deposit?
Yes. We will give you at least 30 days written notice if we close this account to further deposits.
To open this account, you must be a UK resident aged 18 or over and have been a Leeds Building Society member continuously, since 31 December 2025 holding either:
• a savings account (with a minimum balance of £1) or
• a mortgage
The account cannot be opened by corporate bodies, trustees, executors, nominees or charities.
How much do I need to open the account?
£100.
Is there a minimum or maximum balance?
Minimum balance: £100.
Maximum balance: a maximum monthly deposit of £250 applies. The maximum balance at the end of the term is £3,000/ £3,000 (joint account), plus any interest earned and credited to the account.
If you exceed the maximum balance the interest rate applied to the whole balance will reduce. The rate will match the variable interest rate of our Access Saver or a similar access account at the time.
Are joint accounts permitted?
Yes
How do I open an account?
By visiting one of our branches or by post.
Can I have more than one of this account?
No.
If a second Branch & Post Member Regular Saver (including a joint account) is opened, any money in the second account will be transferred to an instant access account available to new customers at that time.
How do I operate the account?
In branch or by post.
You may be able to carry out some operations by telephone and online, if you have registered for online services.
Can I transfer my existing Leeds Building Society account to this one?
This will depend on the terms and conditions of your existing product, please check with us.
Can I add more money after my initial deposit?
Yes. We will give you at least 30 days written notice if we close this account to further deposits.
You can make 1 withdrawal(s) per calendar year, including account closure.
The minimum balance must be maintained. If the balance falls below this the interest rate reduces to 0.05% Gross p.a./AER variable.
You can make withdrawals from your account by:
• cash in branch, there is a daily limit of £500. For withdrawals between £500 and up to a maximum of £1,000, 48 hours' notice must be provided. Additional conditions, limits or restrictions may apply, as set out in notices displayed in our branches from time to time;
• cheque;
• internal transfer; or
• electronic payment as defined in our General Conditions.
What happens if I exceed the maximum number of withdrawals?
Further withdrawals, including account closure, will incur a charge equivalent to 30 days' loss of interest on an equivalent amount to that withdrawn.
This means that you might get back less than you originally deposited.
What happens on 1 November 2027?
The fixed term will end at midnight on 1 November 2027. This is known as maturity.
On 2 November 2027, your funds including any interest, will be transferred to an instant access maturity account. Details of your options and terms and conditions for the new account will be provided before maturity.
The minimum balance must be maintained. If the balance falls below this the interest rate reduces to 0.05% Gross p.a./AER variable.
You can make withdrawals from your account by:
• cash in branch, there is a daily limit of £500. For withdrawals between £500 and up to a maximum of £1,000, 48 hours' notice must be provided. Additional conditions, limits or restrictions may apply, as set out in notices displayed in our branches from time to time;
• cheque;
• internal transfer; or
• electronic payment as defined in our General Conditions.
What happens if I exceed the maximum number of withdrawals?
Further withdrawals, including account closure, will incur a charge equivalent to 30 days' loss of interest on an equivalent amount to that withdrawn.
This means that you might get back less than you originally deposited.
What happens on 1 November 2027?
The fixed term will end at midnight on 1 November 2027. This is known as maturity.
On 2 November 2027, your funds including any interest, will be transferred to an instant access maturity account. Details of your options and terms and conditions for the new account will be provided before maturity.
What does gross interest mean?
This means we don't take off any tax. How your interest is taxed depends on your own circumstances, which may change. If you're unsure, you should get independent tax advice.
Can I cancel my account?
You have 14 days from the date you open your account to cancel it. You can cancel by phone, in branch or in writing by post.
This means we don't take off any tax. How your interest is taxed depends on your own circumstances, which may change. If you're unsure, you should get independent tax advice.
Can I cancel my account?
You have 14 days from the date you open your account to cancel it. You can cancel by phone, in branch or in writing by post.
Keeping you and your information safe
- We share the information you provide with fraud prevention agencies
- They use this information to guard against fraud, money laundering and identity theft
- If any of these are detected, it may prevent you from applying for selected accounts
- You can find out more about your data protection rights in our Guide to use of your personal data (PDF)
Continuing with your application lets us know we're okay to use your information this way.
Keeping you and your information safe
We share your information with fraud prevention agencies to protect against fraud, money laundering and identify theft. If any of these are found, you might not be able to apply for selected accounts.
You can find out more about your data protection rights in our:
Guide to use of your personal data (PDF, 0.3MB) (opens in a new window)
Continuing with your application lets us know that we can use your information in this way.
Ready to apply?
Before you apply please read our:
Product Terms and Conditions (PDF, 0.4MB) (opens in a new window)
General Terms and Conditions (PDF, 0.5MB) (opens in a new window)
FSCS Information Sheet (PDF, 0.7MB) (opens in a new window)
Other ways to apply
Protect your money
Your eligible deposits with Leeds Building Society are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
