Holiday Let Mortgages
We're one of only a handful of lenders to offer specially designed mortgages for properties in England, Scotland, and Wales used as holiday homes.
These mortgages are for owners of holiday homes who stay in the property themselves or those who let it out to holidaymakers. Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
You can apply online** or over the phone to get an Approval in Principle. You can also use our mortgage calculator to work out your monthly repayments.
We can assess Holiday Let affordability using an average of the property's high, mid and low expected seasonal rate. A reputable holiday letting agency will need to confirm these rates in writing. We have a list of acceptable letting agents to get you started.
Please note that applications from landlords with four or more mortgaged rental properties (Portfolio Landlords) can only be accepted through an independent financial advisor (IFA) or mortgage broker.
Visit our Knowledge Base for helpful information on letting properties and links to other useful resources.
Warning:THE MORTGAGED PROPERTY (WHICH MAY BE YOUR HOME) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE