How do you want to switch your mortgage?

If you're not sure what kind of mortgage product you'd like, we recommend speaking to one of our mortgage experts. They'll recommend a suitable mortgage based on your needs and circumstances - and all for free.

By choosing an advised service, you'll be protected by the mortgage advice rules of the Financial Conduct Authority.

Find out what to expect during your telephone appointment.

If you know what mortgage deal you want, and you don't want to make any other changes to your mortgage (such as changing the term or repayment method), you can choose our execution only service.

With this option, you can apply for your new mortgage online.

If you pick execution only, we won't be able to help you decide if your chosen mortgage deal is right for you. You won't get the same FCA protections that you would with an advised service (see option 1).

If you have taken a mortgage payment holiday

Please bear in mind, the monthly payment amount quoted is an estimate. As such, it will be slightly lower than the monthly payment due once your payment holiday ends. We’ll write to you when your payment holiday ends to confirm your monthly mortgage payment figure.