Variable Rate mortgages
Your property could be repossessed if you don't keep up your mortgage repayments.
Standard Variable Rate Mortgages
| The Society's SVR applies for the term of the mortgage (currently) | Overall cost for comparison (APRC) | Max LTV | Product Fee | |
|---|---|---|---|---|
| 8.24% | 8.6% | 90% | £0 | View |
| Max loan amount £600,000 / It's not possible to apply for this product online. | ||||
Representative Example
A mortgage of £31,000.00 payable over 25 years on our Standard Variable Rate for the mortgage term of 25 years at our current rate of 8.24% (variable) would require 300 monthly payments of £243.97.
The total amount payable would be £73,190.60 made up of the loan amount plus interest of £42,190.60 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.
The overall cost for comparison is 8.6% APRC representative.
This representative example assumes a mortgage completion date on the 1st day of a calendar month.
The above representative example is for illustration purposes only and may vary depending on your personal circumstances.
This example has been calculated on a Capital & Interest repayment method. The monthly payments, total amount payable and interest charged all reflect this calculation method.
Key details about this product range
- Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
- A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
- A mortgage exit fee of £199 will apply.
- Tapered Early Repayment Charges may apply.
- Interest calculated daily.
- These products are not available to interest only applications.
- The products and services on this site are available to UK residents only.
- Mortgage applicants must be 18 years or over.
- Mortgages are subject to eligibility, status and financial standing.
For more detail about specific products, visit the links in the table above.
You can apply online, unless the product details say this isn't available. Alternatively, you can apply over the phone.
If you apply for a mortgage online you won’t receive advice from us. You’ll need to make your own choice about which mortgage is suitable for you. This means we won’t assess the suitability of the mortgage to your needs and circumstances. If you’d like to receive advice or need support with your application, please contact us.
Our mortgage calculators
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Work out how much you'd need to pay each month towards your mortgage.
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