How we're saving in 2023
Find out what our survey of 2,000 people across the UK reveals about people’s savings habits and goals this year.
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For Savers
Whether you’re saving for something special or just for a rainy day, here you’ll find hints and tips on how to make the most of your savings.
How to save for your children's future
Saving for your children's future is something every parent wants to do. Building a nest egg for your kids means they'll have some vital financial help as they get older – and learn some valuable lessons about money along the way. What's more, you can enjoy some much-needed peace of mind knowing you've provided them with a springboard into adulthood.
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What to consider when choosing a new savings account
What’s the best savings account for your needs? For most people, the first thing to look at when choosing a new account is the interest rate. And that's understandable, as we want to get the best return possible on our investments. But selecting the right account for you comes down to more than just interest rates.
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5 ISA mistakes to avoid
An individual savings account (ISA) can be used for a range of savings ambitions. Different types of ISAs can provide various levels of flexibility – and you don't necessarily need a large sum of money to open an account.
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Spending vs saving - how to find the right balance
Money management is a valuable skill for any financially independent person. It's something you're introduced to as you're growing up, from saving up pocket money to figuring out how you're going to spend your first pay packet from your weekend job.
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How does inflation affect savers?
If it doesn’t seem like your money stretches as far as it used to, this is likely due to inflation. The continuous rises in inflation over the past 12 months have driven us to a cost of living crisis and caused interest rates to go up. But what does this gloomy economic picture mean if you’re a saver?
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An introduction to fixed rate cash ISAs
There are two main types of cash ISA interest rates: fixed rate and variable rate. Fixed rate cash ISAs make up the majority of what we offer, and here we explain what they are and how they work.
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A guide to Shared Ownership staircasing
At Leeds Building Society, we aim to help thousands of people onto the property ladder each year. Shared Ownership is growing in popularity as a way for some first time buyers to own a home. And if you have a Shared Ownership mortgage, 'staircasing' could be the key to taking your home ownership journey a step further.
Read moreWarning: THE MORTGAGED PROPERTY (WHICH MAY BE YOUR HOME) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Everything you need to know about fixed rate bonds
When it comes to finding an account to help to grow your savings, a good option could be a fixed rate bond. The concept of a fixed rate bond is fairly simple – put aside your money for a set amount of time and, in return, you'll get a fixed interest rate on your savings.
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How does a Cash ISA work?
If you're looking for a place to grow your savings, a Cash ISA might provide a solution. It’s the most popular type of ISA in the UK; more than 8 million people invested over £35 billion into Cash ISAs in 2020-2021 alone.
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What is an ISA? Our guide to Individual Savings Accounts
An Individual Savings Account, or ISA, is a savings account where you can earn tax-free interest subject to various conditions. 38% of UK adults have one, in this guide, we'll tell you everything you need to know about ISAs.
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Money boxes: Teaching children about the value of money
In this digital age, more and more of us are using tech to manage our finances, whether it’s transferring a few spare pounds to a savings account or paying for something using an app. However, over half of our members are still using money boxes to save cash, a tradition which has existed for generations and is still being practised by today’s youngsters.
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Mobile savings apps: the must-know pros and cons
With more and more people turning to mobile savings apps to manage their money, we thought now would be the ideal opportunity to explore their pros and cons…
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6 ISA myths debunked
Some people think that ISAs (Individual Savings Accounts) are complicated, or you need a large amount of money to open one, or there's no point having one at all! But they're not as confusing as they might seem.
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The faces on your banknotes
Ever looked closely at the notes in your wallet or purse? We’re sure you notice the number, but what about the faces staring back at you?
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What are regular savings?
Saving money each month is easy once you get into the habit. Here's how you can get started...
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How your native language can make you a better (or worse) saver
There are many reasons we might struggle to save money: a lack of willpower, the easy access of online shopping, the ever-increasing use of credit cards. But there are other, more surprising, factors at work too - including the language you speak.
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How to train yourself to become a better saver
Saving money can be challenging but we're committed to helping you do it. That's why we’ve teamed up with consultant psychologist and author of Willpower for Dummies, Dr. Frank Ryan, to share some top tips on how spenders can become savers.
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A guide to tax-free savings
With a cash ISA, or individual savings account, you can save a set amount without paying tax each financial year. There are lots of different cash ISAs you can choose from.
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The lowdown on Lifetime ISAs
With a Lifetime ISA, you can save either for a deposit on your first home or for your retirement. Whatever you do, the government will match 25% of your savings. Here's what you need to know about the Lifetime ISA.
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Help to Buy ISA
With a Help to Buy ISA, the government gives you a bonus of 25% of what you've saved when you buy your first home. The maximum bonus you can get is £3,000. Here's how they work.
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